If you have their insurance information, go directly to their carrier. If you don't have the information, you may have to go through your own insurance and let them fight it out for you.
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Yes, insurance companies will use any reason to get out of paying for an accident. If they find incorrect information on your policy, they will cancel it and refuse to pay for any accidents.
if it is regarding an accident call the police they cant refuse to tell them(they probably dont have one if they wont tell you)
Assuming there was no police report filed, you will have to do the work yourself. Get a lawyer and an investigator and file a lawsuit. Provide the information to your insurance carrier. They can normally get the insurance information from the State DMV using the license plate number of the vehicle that hit you. Keep the license plate number and call the police. The police have all the information. They can find out the information of that car instantly, given the plate number.
Yes
They can, but you can sue the other driver for damages.
Yes
if your insurance agent had entered the wrong vin number in when getting you insurance by one digit and they issued you a policy and have been driving around under the assumption you had insurance and get in an accident?? who is liable??
An Insurer can void your policy and refuse coverage if it is determined you Intentionally lied on your auto insurance application. Fraud by Misrepresentation.
Just contact your insurer of choice and ask for a quote.
Your health insurance will cover you no matter how you got hurt. I can take a knife and stick it in my arm and go to the hospital and my health insurance will cover me. The only times your health insurance will not cover you is if you have specific exemptions in your coverage, which are rare.
It really depends on how reasonable they are. If you are in an accident and the other party or parties refuse to give information regardless of who is at fault, then CALL THE POLICE because a police report is the best weapon against anyone involved in the crash trying to change their story later. If you're not at fault for an accident and you have no other information on anyone else, your insurance company may be suspicious about that and could quite possibly reject your claim or pay it but make it a chargeable account to YOUR POLICY.