It sounds like you are starting to get the insurance adjuster run around. Of course it is the responsibility of the driver that rear-ended you to repair your car and provide a rental. If you have an attorney then let him call the adjuster and straighten him out.
If not, then file a complaint with the state agency that oversees insurance companies. Check the state website for a link.
You may have to go ahead and rent a car on your own and then try to collect later. This can be done by filing in samll claims court against the other driver.
lwpat http://www.speedingticketcentral.com
yes, if the owner of the "non-fault' vehicle is with out it for the time it is being repaired.
Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
Most insurance companies pay for a rental car. Check with your agent. Sometimes they pay for a week but other companies might only pay for three days.
Rental reimbursement is an optional coverage so if you add this option then it will be covered. In a liability situation where the other party is at fault, you will be given a rental car while your vehicle is being fixed or since the accident if yours is not drivable.
Fault in the accident is not a consideration. Normally the insurance company or the at fault driver is responsible only for repairing your vehicle and providing you with a rental car. While this may not be entirely fair, it is the system and you agreed to it when you chose to drive. Some states do have a provision that a vehicle must be totaled if the damage exceeds a certain percentage of the total value of the auto. YOur best resource is your insurance agent. lwpat
No, as if your vehicle collided with the other vehicle, the fault is yours.j3h.
only if it was your fault
yes
Take the driver to small claims court for the cost of the rental.