earthquakes yes... volcanos - not so much. Lava and mud flows are pretty much unstopable. A lot of other rocks and stuff spewing out the volcano would land on the roof, so you could take measures to...
Allow mangrove forest to flourish on the coast and not to grub them out to make way for industrial shrimp lagoons
Damage to property means causing any kind of damages beyond the normal expectation of wear and tear.
Stop cutting down the trees !!
Damage to someones property if you were at fault.