How difficult is it to rent with very bad credit?

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It's difficult, but many landlords just want to rent the empty space and you might get lucky enough they won't check you out and ask for first and last months rent.

Good luck Marcy

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I speak from personal experience. I was just on an apartment hunt and I have a very poor credit rating (we're talking a couple of charge offs and late payments galore, not that I'm bragging by any means), not to mention that I am fresh out of college with no real job security. I was even able to go through a realtor and secured an apartment with the assistance of someone called a "guarantor". This is basically a co-signer assuring that your rent will be paid and they won't get stuck with someone who bailed on the lease. However, this person is also responsible if you are not timely with your payments so don't screw your guarantor over it WILL affect their credit!!

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Well let me tell you I have bad credit and it is hard, however you should not get disgaraged at all. I went to one of those places were they get the apartment in their company name and you pay them 20% of the rent...After doing that for about an year I realized I was throwing extra money down the drain. I applied for an apartment in my own name and got approved, however it was not a place that I would have chosen but it was my own place in my own name. Right now I having a hard time getting something that I really like with all the ammenities for a good price and decent with my poor credit that is what I am having a hard time with. Because them old rank places would approve you its they good decent places that are hard on you.

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First answer by ID1166806921. Last edit by ID1166806921. Question popularity: 137 [recommend question].