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Credit checks are performed by companies with legal contracts with the reporting agencies

Any one can hire such a company and get a credit report.

The person or company cannot provide the details of the report to you.

If you have bad credit and know it ....fix it!

there are thousands of companies and Attorney's that will assist you many are not for profit so they would be cheaper, make sure you check them thru BBB.

To sit on bad credit is stupid , it is costing you money in higher interest, loss of better jobs, credit cards with lower interest, and much more

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Q: How do people do credit checks Im looking for a house and everyone checks credit and rental history On top of that my credit is bad?
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