The mutual business model in no way implies that it will be a stronger company. The only difference between mutual and stock companies is who the profits are paid to. If a company can not produce...
Genworth has a Term UL which has a low cost like term life insurance, but works as a Universal Life policy, which can last for your whole life if premiums are adjusted accordingly.The low initial...
Term is strictly protection. Whole life is protection plus cash value. Cash value is similar a to a savings account within the policy. Part of the periodic premium goes to pay for the insurance...