Your landlord would have to report payments to the credit bureau.
Find a landlord who will allow you to rent without regard to your credit score. This will likely be a mom and pop landlord and not an apartment rental service, but you will be able to get a place and work on your credit.
Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.
It really depends upon the landlord and his/her standards. A credit score of 515 is not good so you might want to try and negotiate an extra month of rent upfront if they initially say no (as a good faith measure of your reliability).
Only clients of a credit reporting agency may "report" credit information. Rent payments, therefore, are typically excluded.
You may be required to have a co-signer or a roommate that does have credit.
Yes.
Yes, an apartment complex can refuse to rent an apartment to you if you have bad credit. A bankruptcy alone will not stop you from being approved or disapproved from an apartment, they will consider your overall credit score and credit history.
Find a landlord who will allow you to rent without regard to your credit score. This will likely be a mom and pop landlord and not an apartment rental service, but you will be able to get a place and work on your credit.
Credit scores range from 300 to 850. The average credit score is 678. A score under 620 would put you in the higher risk category, where you may not qualify to rent the apartment.
It really depends upon the landlord and his/her standards. A credit score of 515 is not good so you might want to try and negotiate an extra month of rent upfront if they initially say no (as a good faith measure of your reliability).
Your credit score is one part of your rental application, and it's important to know that landlords will usually check all three credit bureaus when considering an applicant. If you have a low credit score, you may want to ask your husband to cosign on the lease with you. This will help improve your chances of being approved for the apartment you want.
Only clients of a credit reporting agency may "report" credit information. Rent payments, therefore, are typically excluded.
You may be required to have a co-signer or a roommate that does have credit.
A credit score is only important during certain transactions in life. If you need a large loan for something, want to rent an apartment or apply for a credit card, you will need to have a good credit score in order to get approved or receive a more beneficial interest rate. However you typically don't need a credit score for daily life.
It really depends on what the landlord thinks. 540 for credit score is still ok. You might have to put a larger deposit down that's all. Now a days, just try your luck...You never know.
yes
If you are paying rent on time for both apartments, there will be no impact on your credit report or credit score. Landlords use credit bureaus to check the credit of potential renters, however, they very rarely report abuse until the renter is many months behind. Having two rental units should not impact your credit score unless you have missed a number of rent payments.