I question the value of debt consolidation companies. I have an article on my website discussing how Chapter 13 bankruptcy is often preferable to private debt consolidation companies.
Answer 2
The safest way is to choose a company that is accredited to the Better Business Bureau. Check out facts. The Internet is a good place to look for comments and reviews in forums. See what others have to say about a particular company. Check out the history of a company - proven track record, BBB ratings, etc. The highest BBB rating is A+. For more information, visit the link below.