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Read your governing documents to determine the process by which you can collect assessments owed, and the covenant under which assessments are owed by the owner.
Proceeding without legal guidance means that you could proceed improperly, break federal collection -- consumer protection -- laws, proceed in filing an incorrect and incomplete lien, and otherwise disable and disarm yourself from achieving your goal. In addition, you'd spend association funds and invest your volunteer time and energy for no result.
Assessments are the income stream for associations. Just as you would not attempt a blood transfusion without a doctor, proceeding to collect unpaid assessments without legal support is simply unwise.
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