While its not so much of a downloading of points, from what I know, when you achieve enough of points to get your prize, they send it to your email address.
yes you can download it from www.microsoft.com and download 30 day free trial or buy it for $19.78
No but it might be possible if it's jailbroken if you have. 4.2.1 firm ware google a download called Green Poison
You can get it from Speakonia, you can also get it from Read Please 2003
Much more better name it as Micrsoft Word Viewer, or Microsoft Excel Viewer. And it can vbe found and download from Microsoft site correspondently.