Contact your local law enforcement authorities to make a criminal report. If your information and facts conform with the legal definition of "fraud" in your state they should proceed to make an offense report and an investigation.
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In my area of Canada the only way to "File criminal charges" is to file a complaint with the Police. They, in consultation with the Crown prosecutor, decide whether to charge the person in question....
Depends on exactly what you mean by "charges." At the time of an arrest law enforcement will 'charge' you with a crime and 'book' you under that stutute. The prosecutor to whom your case is presented...