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The easiest first step is to search where important documents were retained, such as a safety deposit box. You may also want to review cancelled checks for the few years preceding their death to determine if premium checks were issued to a life insurer. If the policy(ies) was/were fully paid-up, you may not find recent checks.
If your parents used a financial planner or even an accountant, he/she may have information. Likewise, sometimes a homeowners insurance agent may also have sold life insurance (for example, State Farm does), so you will want to research that.
You have not stated how long ago your parents died, but if it was some time ago, and they did have life insurance, the insurer may have reported proceeds to the unclaimed property authorities of the state in which they lived. You can generally check on line under the name of the property owner. Under ordinary circumstances, the person who purchased the policy (presumably your parents) will be shown as the owner.
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How do you find a deceased fathers life insurance company?
Search documents.
Did your parents have life insurance?
My sister said my mom had life insuranc through met life and her and my dad spent that already and now my dad is deceased and wonder if there is life insurance policy on him.
Is whole life insurance provided by Allstate?
i trying to find out if my father who is deceased have a policy
How can you check if old life insurance policies from your deceased parents are worth anything?
Contact the company (or companies) that issued the policies.
How can I find my deceased brother's life insurance policy?
If you don't know the name of the insurance company then you can go to the website of FindLostLifeInsurancePolicy and do a search.
Your father is deceased you are trying to find any life insurance policies he might have had?
How can I find out if my decease father placed us on his life insurance. He remarried and his wife has not forwarded any documents to us
Life insurance part of estate?
Life Insurance and EstatesNO, not if the named beneficiary is not deceased. The proceeds of a life insurance policy belong to the named beneficiary not to the deceased. It should not under any circumstances be included in the estate of a deceased or the probate process. If no beneficiary is named or if all beneficiaries are deceased then their is no alternative. When their is no named beneficiary then the value of the life insurance policy reverts to the insured and must then be included as part of the deceased estate
Is there a way to double check to see if someone deceased had life insurance?
Findyourpolicy.com provides a A free Central Database to help Consumers protect their beneficiaries from losing their life insurance inheritance. If the deceased person had a life isnurance policy, they may have registered it with this service so you could find out. Also, you may want to check with their life insurance agent, or review their canceled checks, or their checkbook, to find out if they were paying life insurance premiums, and to what insurer.
How can I find out if a deceased family member had Life Insurance?
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
How can I find out if a deceased family member had any life insurance?
If you suspect a deceased family member had any life insurance, but you cannot find a policy, there are several things you can do to find policies. If the deceased had a policy through work you can contact the Human Resoures department. They will know what benefits the deceased had. You can also check with any credit cards companies the deceased used. There may have been death insurance through the credit card. For individual policies you can use one of the paid search companies to find the policy for you. Do a search using "find lost life insurance policy" or "missing life insurance policies" and you will find some reputable search companies. You should be aware that insurance companies do not turn policies over to State Unclaimed Property accounts unless they know the person has died and they cannot find the beneficiary. So searching unclaimed asset sites is a waste of time. The beneficiary has to find the policy if they hope to collect any benefits. That's why it's usually easiest to use a paid service.
Do you have a insurance policy with met life?
my parents had an insurance for me when i was a child. how do i find out if their is a policy out there . i don't want to contact Met life, i want to see if i could find out on-line
How do I redeem deceased parent's whole life policy?
Call the insurance company and speak with somebody in the claims department. If your parents had an insurance agent, the agent may also be able to assist in the process.
