Usually your deed is signed by the previous owner and his or her name is recited in the first paragraph. Your deed is recorded in the registry of deeds, if you forgot where you put it. Some registries offer online search service.
That information is located in your search and survey paperwork that you received when you purchased the home. You or your lawyer have it
Yes, In fact you are required to get your own home insurance when you buy a home. You can not inherit the previous owners insurance policy. The previous owners insurance is null and void the moment they sell the home.
The Property Appraisers Office
If your new home doesnt have a system installed you need to get teh previous home owners to install it for you; this is required for the clsoing of a sale.
The current 2009 Home Depot slogan is, "More Saving, More Doing". The previous was, "You can do it. We can help."
To purchase a home it will be required that the taxes be payed. If the previous owner did not pay them and is not going to pay them then the new owner will be responsible for paying them before they can purchase the home.
Yes. The previous owners insurance policy coverage does Not pass through to a new owner. You can not ride off the previous owners insurance policy.If all you had was the previous owners insurance policy, Then you had no insurance at all. You and your property were effectively uninsured. If a loss occurred, payment would be denied based on the fact the the named insured (previous owner) no longer has an ownership interest in the property and the new owner never contracted for an insurance policy. The old policy does not belong to you as a new owner.The previous owners policy was a contract specific to that named owner and his or her owned property with the insurance company and was between them. Once they sell, it is no longer their property. A new owner is not a named insured under the terms of the previous owners policy. The previous owner being a relative does not change this..When a property sells or changes hands the previous owners Insurance Policy ceases the exact moment down to the exact hour minute and second of the day the property changes hands. All coverage under the previous owners policy stops, it is null and void whether or not the insurance company has yet been notified of the change in ownership.The new owner has a responsibility to purchase and qualify for his or her own insurance coverage. All Property Insurance policies are like this and it is clearly stated in the terms of the insurance contract.
You call the nursing home and ask what the owners name is..
You can find information on home owners insurance rates online at the websites of insurance providers. You can request a quote from providers such as Statefarm and Geico from their websites.
When the previous occupants/owners of the home move out, they should have the gas turned off so it won't be in their name. But if they moved out and didn't do that, then contact the gas company, tell them you are the new occupants of the house, and find out what proof they want you to bring to prove you actually are the new occupants. This can be a lease agreement, a home mortgage loan document, a light bill or phone bill, etc., that has your name with that address on it. After you have provided them with satisfactory proof that you are the new home owner, they should then transfer the gas into your name. And if the previous owners moved owing the gas company money, it will not be your responsibility to pay it.
Someone in the Toronto area can find auto and home owners insurance at Allstate Canada. This company deals with both of these insurances and several others.
NO... Buyer Beware, Homeowners insurance policies do not cover pre-existing damage. They also typically exclude damage resulting from "ground movement" as this is a normal expected occurrence throughout the life of a home. You would look to your buyers home warranty for coverage of an un-disclosed defect of the home you purchased.
There are a number of websites to find advice on purchasing home owners insurance including MSN Money, The Motley Fool, This Old House, Investopedia and Century 21.