You will be formally "served" with papers stating that a lawsuit has been brought out against you. You must be present when the papers come or it will not be validated. A signature is required.
A civil suit after a judgment is obtained but not before can definitely result in a garnishment of the judgment debtor's salary. That is one of the most widely used methods of collecting on a...
The judge would either rule in the plaintiffs favor or not. If the judge rules against your case you can file an appeal. If the judge rules in your favor you won and can take the next steps in...