answersLogoWhite

0


Best Answer

You need to start with a secured credit card. As long as you place a minimum security deposit of $200 you are guaranteed approval for a secured card. In addition, after you place the security deposit a secured credit card works in an identical way as a regular credit card. The only difference is that when you close your account and assuming you are not late on any of your payments you get back your security deposit :)

Do not confuse secured credit cards with prepaid cards. Prepaid cards or prepaid credit cards are debit cards that are for people that do not want to get a traditional checking account with their bank.

Finally, you do not build credit by having a prepaid card but you build credit by having a secured credit card.

I went to a jewelery shop (Crescent Jewelers) and I bought jewelery and they asked if I wanted to pay in payments. I applied and it helped me a get a credit card down the road. If you don't want jewelery try buying a gas card (not prepaid) or something small and simple. And don't miss the obvious card, your bank! (they should have one.)

Virtually any adult can apply for a credit card. You will need your name, date of birth, address, and social security number. However, just because you apply for a credit card does not mean you will be approved.

You must have a co-signer to add you as an authorize user to establish a form of credit. From their your credit will take some time to build up.

I have never had a cosigner. A good spot for a first card is a place like Orchard Bank or some department store card. You will receive a low limit at first and with quick payment and responsible use, you will have a good credit report in no time.

User Avatar

Wiki User

11y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: How do you get a Credit card for with no credit history?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance

How do you get credit card with bad credit?

If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.


How do you get a credit card with no credit history?

There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.


How can you get a credit card with bad credit?

First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.


What credit cards are available for someone with no credit history?

Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.


What would be the reason to obtain a no credit history credit card?

A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.

Related questions

How do you get credit card with bad credit?

If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.


How do you get a credit card with no credit history?

There are available credit card companies that offer a chance for people to have credit cards even though they don't have a credit card history. Even people who have a bad credit card history can still be a candidate for the application. Though it will be harder for one to get his/her application granted.


Can I get credit from Home Depot?

Yes home depot does have a credit card for its company but it does depend on your credit score and your credit history on if you can get the credit card


How can you get a credit card with bad credit?

First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.


What credit cards are available for someone with no credit history?

Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.


What would be the reason to obtain a no credit history credit card?

A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.


If you dont have credit history how are you going to get a credit card to establish credit?

year


I wish to have my own credit card Is it possible to obtain one though I don't have credit history?

Yes you can. Everyone starts off at some point without a credit history, and there are options available for people who would like to get a credit card without any history of having one. They can start to build their credit history by applying for a secured credit card or applying for a joint credit card with someone who has an established credit history. The third option available to someone who has no credit history is to find a credit card issuer catering to first-time customers and offer student credit cards or bad credit credit cards or just plain and simple credit cards that are able to be approved for with little or no credit history.


Do I qualify for a Home Depot Credit Card?

You can qualify for a home depot credit card it really depends on your credit card and your credit history which they will run before they give you the card


Which credit card companies offer easy to attain credit cards with those with bad credit history?

Several credit card companies like Capitol One are now offering services to customer who need a credit card but have a bad credit history. These service include the ability to obtain a prepaid credit card that works just like a normal credit card.


What companies offer guaranteed credit card approval?

When looking for a credit card some type of credit history assessment will have to take place. No companies will offer a guaranteed offer of credit. Some companies are easier to be accepted to if you have poor credit history such as a credit builder card.


Where can I get a secure corporate credit card?

If you have poor credit history and are looking for a secure corporate credit card, you can search on creditcards.com to help you match the perfect card to you. It can help you search by credit history, credit score, rewards, fees, and much more.