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How do you get auto insurance for the first time when other drivers in your home don't have insurance and you don't want to put them under your policy?

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Excluded Drivers

Easy, you just buy an auto insurance policy and exclude the other residents from coverage by use of form 515A. Be aware though that if any of these excluded drivers are involved in an accident while operating your vehicle, The accident and any resulting damage will not be covered under a policy from which they are excluded.

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First answer by Insplus1. Last edit by Insurance Plus. Contributor trust: 275 [recommend contributor]. Question popularity: 13 [recommend question]

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All drivers in home must be insurance?  Does others have to be put on your insurance policy?  You have child who is licenced to drive and does not live with you does your auto insurance company have the right to put her on your policy until she is 25yrs old?  How do you get auto insurance for the first time when other drivers in your home don't have insurance and don't want to put them under your policy?