answersLogoWhite

0


Best Answer
Excluded High Risk DriversYou can exclude the spouse with the bad driving record from the policy. Since their license is suspended they can't drive anyway.

Be careful of the excluded driver option, however. With an excluded driver endorsement, there is NEVER any coverage for the excluded driver -- EVER. Sounds pretty obvious until that person gets behind the wheel and wipes out a busload of nuns. Interestingly, people tend to forget all about being an excluded driver under those circumstances.

hahaaa where we live there is no public transportation. I got excluded driver ins. but i am not comfortable with it but the payments for other insurance is over my head at the time being. thank you for your advice on this question.

User Avatar

Wiki User

8y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: How do you get insurance when one spouse has DUIs and a suspended license and the other has a clean driving record?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

How many points does insurance count for suspended drivers license and how long does it stay on record with insurance company in Arizona?

A suspension of the drivers license will be visible for 5 years on your driving record and doesn't show up as any points.


Can people get car insurance if a spouse's license is suspended?

Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.


Where can I find out all the holds on a suspended drivers license?

You have no automatic right to to have access to another person's driving record.


How long does a suspended license stay on your record in PA?

Driving with a suspended license is one of the most serious offenses in Pennsylvania's Motor Vehicle Code. If you are convicted of driving with a suspended license in Pennsylvania, you will lose your license for a year and you could even go to jail. You can be sentenced to jail if you were driving under a DUI related suspension or have broken this law too many times. Whatever you do, do not just pay this ticket. If you pay it, you will do nothing more than buy yourself another year without your license. You should seek legal advice from a lawyer.


How can you find out why your mn drivers license has been suspended?

Obtain a copy of your MVR (driving record) from the MN DMV office.


What are some disadvantages if you get in a car accident?

Your insurance may go up, you can get a ticket, you have to pay for repairs, you can be hurt, you can hurt or kill another person, you have points added to your driving record, you can loose a license or have it suspended if you are at fault.


How does a new insurance company know about your driving record?

You have to provide them with your drivers license information and they get your record from the Department of Motor Vehicles.


When DMV starts your record When you get permit or Driving license?

As soon as you get any kind of permit to drive you have the potential of having a record. If you don't get any tickets, the only record you will have is that you have a license and insurance.


How do you find out if your drivers license are suspended?

Check your local Secretary of State office. You can have them print out your driving record for a small charge also.


Is the speeding ticket from Maryland going to affect your driving record if you are from Illinois?

The ticket will be reflected on your driving record, regardless of where you received it. That's why you need to pay it; failure to do so could result in a suspended license.


You paid you traffic ticket but didn't go to traffic school what will happen to you?

Nothing too bad. That traffic ticket point will go on your driving record and your insurance rates will increase. Your allowed a certain amount of points before your license is suspended.


I have my auto insurance with NJM If I choose Progressive for my motorcycle insurance and I get a ticket with my auto insurance NJM will my Progressive motorcycle insurance rise as well?

yes, if they run a 'clue' or driving record.....your driving record, or violations, of course are under your license and not each vehicle......they are insuring the 'driver' as well as the vehicle........