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How do you get your ex off of the mortgage without refinancing?
Wiki User
∙ 11y ago
You can't. You must refinance.
Wiki User
∙ 11y ago
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Can you remove your ex wife from the deed without refinancing or getting a new loan?
You should consult with an attorney who can review the situation and make certain the transfer is executed properly to protect your ex-wife's interest.Your ex-wife must voluntarily execute a deed that transfers her interest to you. However, if there is a mortgage on the home signed by both parties your ex-wife will remain responsible for paying that mortgage. That type of transfer of interest in real estate should be negotiated during the divorce proceeding and the existing mortgage should be paid off and refinanced.In exchange for her interest in the property your ex-wife must be released from responsibility for paying the loan. Generally, the only way to remove a name from a mortgage is to pay off that mortgage and refinance.
How do you get your ex-spouse off the mortgage agreement without spending a lot of money?
You will have to refinance your loan in order to get his name off. The loan now has both of your names on it because you both appied at the same time. This mortgage has to be paid off in order to remove the ex-spouse. That means you will have to apply for a new mortgage in your name only.
Can you get your bankrupt ex partner taken off your joint mortgage?
You would need to refinance your mortgage loan to remove the ex.
How do you get your name off your ex husbands mortgage in new york state?
how do i get my name off my ex husbands mortgage in new york state if he cannot requalify with the bank
If you have a joint mortgage with an ex partner and you are refused a chage of parties for your joint mortgage are there any other options to getting them off the mortgage?
contact a real estate attorney in your state to assist you
Can you remove your ex wife from the deed without refinancing or getting a new loan?
You should consult with an attorney who can review the situation and make certain the transfer is executed properly to protect your ex-wife's interest.Your ex-wife must voluntarily execute a deed that transfers her interest to you. However, if there is a mortgage on the home signed by both parties your ex-wife will remain responsible for paying that mortgage. That type of transfer of interest in real estate should be negotiated during the divorce proceeding and the existing mortgage should be paid off and refinanced.In exchange for her interest in the property your ex-wife must be released from responsibility for paying the loan. Generally, the only way to remove a name from a mortgage is to pay off that mortgage and refinance.
How do you get your ex-spouse off the mortgage agreement without spending a lot of money?
You will have to refinance your loan in order to get his name off. The loan now has both of your names on it because you both appied at the same time. This mortgage has to be paid off in order to remove the ex-spouse. That means you will have to apply for a new mortgage in your name only.
Can you get your bankrupt ex partner taken off your joint mortgage?
You would need to refinance your mortgage loan to remove the ex.
You quitclaimed your interest in your home to ex who recently died. How do you get your name off the mortgage?
You can't take your name off a mortgage that you signed. When you quitclaimed your interest in the property to your ex-husband you should have made it a condition that he refinance the property and pay off the existing mortgage that has your name on it. An attorney would have, should have, advised you to do that. When you conveyed your interest in the property without getting your name off the mortgage at the same time you made yourself responsible for paying a mortgage on property you no longer own.You can't take your name off a mortgage that you signed. When you quitclaimed your interest in the property to your ex-husband you should have made it a condition that he refinance the property and pay off the existing mortgage that has your name on it. An attorney would have, should have, advised you to do that. When you conveyed your interest in the property without getting your name off the mortgage at the same time you made yourself responsible for paying a mortgage on property you no longer own.You can't take your name off a mortgage that you signed. When you quitclaimed your interest in the property to your ex-husband you should have made it a condition that he refinance the property and pay off the existing mortgage that has your name on it. An attorney would have, should have, advised you to do that. When you conveyed your interest in the property without getting your name off the mortgage at the same time you made yourself responsible for paying a mortgage on property you no longer own.You can't take your name off a mortgage that you signed. When you quitclaimed your interest in the property to your ex-husband you should have made it a condition that he refinance the property and pay off the existing mortgage that has your name on it. An attorney would have, should have, advised you to do that. When you conveyed your interest in the property without getting your name off the mortgage at the same time you made yourself responsible for paying a mortgage on property you no longer own.
How do you get your name off your ex husbands mortgage in new york state?
how do i get my name off my ex husbands mortgage in new york state if he cannot requalify with the bank
You got divorced and left the ex stay in the house with your name still on the mortgage she abandoned the house and quit paying the mortgage can you legally move back into the house?
if the mortgage is in your name then keep paying it off. if the mortgage is in both names of you and your ex then contact the finantial institution for advise so you dont have trouble later down the track with your ex claiming half when the house is paid off.
How can I terminate my ex-partner's obligation on a mortgage loan without removing him from the mortgage loan as I won't be approved for a refinance if I have sole responsibility for the loan?
No you can not. The best you can do is take him off the deed by having him sign a quick claim deed. You will need to qualify for a refinance to get him off the loan.
If you have a joint mortgage with an ex partner and you are refused a chage of parties for your joint mortgage are there any other options to getting them off the mortgage?
contact a real estate attorney in your state to assist you
How much does it cost to come out of a legally binding joint mortgage if an ex is buying you out?
You cannot "get out of" a mortgage. The mortgage must be paid off and refinanced in the name of the new single owner. That issue should be addressed in every divorce agreement.
Can you go to court and force your ex-partner to take name off mortgage?
First, your ex-partner cannot take your name off the mortgage. The bank owns the mortgage. To get you off the mortgage obligation- it must be paid off and refinanced in the ex-partners name alone. To prevail in a lawsuit you would need to provide compelling evidence that would satisfy a judge that your ex-partner should be ordered to refinance the property in her/his own name. In return, you must convey your interest in the property to your ex.You should consult with an attorney who specializes in family law and real estate law who could review all the details of the situation and explain your options under the laws in your state. Perhaps he/she could negotiate a resolution for you since a lawsuit can be costly.First, your ex-partner cannot take your name off the mortgage. The bank owns the mortgage. To get you off the mortgage obligation- it must be paid off and refinanced in the ex-partners name alone. To prevail in a lawsuit you would need to provide compelling evidence that would satisfy a judge that your ex-partner should be ordered to refinance the property in her/his own name. In return, you must convey your interest in the property to your ex.You should consult with an attorney who specializes in family law and real estate law who could review all the details of the situation and explain your options under the laws in your state. Perhaps he/she could negotiate a resolution for you since a lawsuit can be costly.First, your ex-partner cannot take your name off the mortgage. The bank owns the mortgage. To get you off the mortgage obligation- it must be paid off and refinanced in the ex-partners name alone. To prevail in a lawsuit you would need to provide compelling evidence that would satisfy a judge that your ex-partner should be ordered to refinance the property in her/his own name. In return, you must convey your interest in the property to your ex.You should consult with an attorney who specializes in family law and real estate law who could review all the details of the situation and explain your options under the laws in your state. Perhaps he/she could negotiate a resolution for you since a lawsuit can be costly.First, your ex-partner cannot take your name off the mortgage. The bank owns the mortgage. To get you off the mortgage obligation- it must be paid off and refinanced in the ex-partners name alone. To prevail in a lawsuit you would need to provide compelling evidence that would satisfy a judge that your ex-partner should be ordered to refinance the property in her/his own name. In return, you must convey your interest in the property to your ex.You should consult with an attorney who specializes in family law and real estate law who could review all the details of the situation and explain your options under the laws in your state. Perhaps he/she could negotiate a resolution for you since a lawsuit can be costly.
Need to get your ex-spouse off the mortgage but you are not approved to re-finance?
The lender must agree, and is unlikely to agree if you cannot refinance.
What happens to you when ex wife files bankruptcy on 2nd mortgage both your names are on?
Her mortgage liability will be discharged.
