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Answer:
The Correct Answer:
Most Finance Companies make this very difficult.
1)Take the vehicle to the manufacturers nearest dealer for a service appointment. Leave the car there. Remember the Service Reps First and last name.
2)Contact the finance company and let them know what dealership the vehicle is at.
3)Notify the finance company that you would like to have your vehicle voluntarily repossessed and to pick it up directly from the dealer. Reference the Service Reps Name and write down the the customer service reps full name.
4)You can ignore any further attempts to contact you by the finance company or dealership.
5)Most finance companies(in California) will not seek deficiency judgement your credit however will be ruined for 3 years.
The finance company has no reason to work with you if you can no longer afford to pay.
Most Finance Companies make this very difficult.
1)Take the vehicle to the manufacturers nearest dealer for a service appointment. Leave the car there. Remember the Service Reps First and last name.
2)Contact the finance company and let them know what dealership the vehicle is at.
3)Notify the finance company that you would like to have your vehicle voluntarily repossessed and to pick it up directly from the dealer. Reference the Service Reps Name and write down the the customer service reps full name.
4)You can ignore any further attempts to contact you by the finance company or dealership.
5)Most finance companies(in California) will not seek deficiency judgement your credit however will be ruined for 3 years.
The finance company has no reason to work with you if you can no longer afford to pay.
Contributor:
Jon
Jon
First answer by Clay.
Last edit by Asddef.
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