- Step one
Make sure you know the difference between a true gold digger and someone who is just interested in your financial stability. It is guaranteed that in a committed relationship discussions of finances will arise. You will need to depend on each other during the trials of life and having stable finances does help. If the other person has questions about your finances, this does not mean that they are a gold digger.
Do not start off paying bills for the suspected person. If they immediately begin dropping hints that they need money for everyday "needs", then begin questioning their relationship motives. Even if they are not a true gold digger, they still are making poor financial decisions, which could lead to trouble in the future. A gold digger will walk around in expensive shoes, clothes, and jewelry, all the while neglecting the basic necessities. They will spend their last dime on something that they want rather than something that they need.
Look for signs of appreciation and generosity. Do they ever show gratitude? Do they offer to pay? Do they thank you when you pay? If they truly can't help with financial assistance, do they offer to help you in other ways? Generosity and gratitude is essential in all relationships.
Analyze what type of questions they ask you. If all of the questions are superficial and based on how you are doing financially then there might be a problem. Gold diggers usually try to determine what financial and material resources you are working with on the first date. If you take your time in answering these questions, they will most likely get frustrated and move on.