I have a perfect one for you, it is called Engine001, a simple to use Action/RPG maker.
It is 100% free and very easy to use.
It uses a drag/drop scripting system. Comes with tons of awesome tilesets, characters, etc.
It supports magic, melee weapons, guns, anything you wish
Coming next version is input scripts, custom menus, bug fixes, etc.
It is currently 2D but in a 3D environment. In the near future it is becoming FULLY 3D!
Easy drag/drop mapping system, custom HUD's, party's and MUCH more!
If you subscribe, you can get benefits of beta's, PREMIUM resources (skills, songs, etc), yourname.engine001.com domain included which suports everything and comes with a MYSQL server, special forum for fast beta answers, feature requests and email! I'm a subscriber and it is really a great choice! :D
You do not need to subscribe to get "Locked features", subscribers simply get Beta's made to test new features. The free version is a full version, NOT partial.
The URL is: http://www.engine001.com
It would be awesome if you could join the forum: http://www.engine001.com/forum
If you have any questions or concerns, PM me VIA forum.
My username is: Mr.Numbers
I hope you enjoy!~