How do you refinance a home home?

http://credit.about.com/cs/loansmortgage/ht/htrefinan.htm

Yes, if you have the equity. However if you have a pre-payment penalty, you will need to wait until that period passes. Otherwise, you will pay a substantial amount of money to the original lender.

Frist mortgage seasoning requirements would be determined by the terms of your loan documents. Some lenders allow loans with no restrictions, others have requirements that would limit your ability to...

first assumption is you own the house solely...if you add a person, you can do it in one of two ways...tenants-in-common, in which you each own an undivided 50% interest...tenants by the entirety, in...

Legally, yes. In reality, no. For a zillion reasons. Get an attorney.