How do you remove one of the home owner's names off of the deed by mutual agreement?

DISCLAIMER: I AM NOT AN ATTORNEY NOR AM I ANY OTHER SORT OF LEGAL OR REAL ESTATE PROFESSIONAL. THIS IS NOT LEGAL OR PROFESSIONAL ADVICE.

You'll probably need and want an attorney to help with this. My understanding of the way this is generally done is the the owner being removed will deed--effectively, sell--his/her interest to the other owner, usually in exchange for some token amount, like "one dollar, love and affection."

You might find some sort of pre-written, fill-in-the-blanks form for this, but you'd want to make sure it's valid for your locality, and you'd be at your own risk to make sure it got executed and recorded properly.

If there's a mortgage or any kind of lien on the property, then that will be another level of complexity, as the lienholder's interest will have to be looked after as well. Just taking one's name off the deed might not eliminate his responsibility under the lien. No way I'd try to tackle that one without an attorney.

==Answer==

A title company can help you with this, for a fee. However, you will also have to notify your mortgage company, since the loan was made to both of you.