If you and your spouse or partner are both eligible for employee health benefits, check out each company's health insurance options during open enrollment to see which may cost you less.
But As you know very well that there are so many health insurance companies that are available. So it would be better if you first check and compare all the health insurance policies online.
It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.
That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.
Yes, unless you are being provided health insurance by your employer in which case they determine what you are allowed to have because it is based on a company package that they purchased in whole. You are now the master of your own health insurance thanks to Obama Care
Generally no. Depedents have a specific definition of who can be covered. Ex spouses are not normally included.
If the company that you work for offers a health plan, but you need to pay for part of it. Then no, you do not have to sign up or pay for it. If your spouses plan is cheaper, which in most cases they are not, look into it. I find that companies that require their employees to share in the cost of their health care, do it anyways because it's cheaper than their spouses. One company I know has their employees pay 50% of the cost, but it's still cheaper than most spouses. Watch out if you smoke, you might be put it another bracket by yourself and other that smoke. THIS IS ILLEGAL.
Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.
I think if a wife loses her health insurance, she should not have to force her husband to add her to his policy, the husband should have added her from the beginning, cost or no cost.
Credit Life Insurance.
Several insurance companies now have "Domestic Partner" plans available. This includes coverage regardless of gender and/or marrital status. Check with the individual companies to see if they offer the coverage.
yes
I'm not quite sure of your question.
A husband is not legally responsible to have health insurance for his wife. Many employees opt not to have health insurance for themselves. Health insurance is a voluntary election and no law exists making it otherwise. However, do be aware that any medical-related debts incurred by one spouse are considered "common" debts, and as such, the other spouse is legally required to pay for them. In the event of a divorce, said debts would be even divided between the spouses, even if only one spouse incurred them.