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If you and your spouse or partner are both eligible for employee health benefits, check out each company's health insurance options during open enrollment to see which may cost you less.

But As you know very well that there are so many health insurance companies that are available. So it would be better if you first check and compare all the health insurance policies online.

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Q: How do you switch to your spouse's health insurance?
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Why does the US Military not give health insurance to same-sex spouses of servicemembers?

It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.


Can you cancel your spouse's health insurance during a separation in Maryland?

That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.


Can you switch health insurance?

Yes, unless you are being provided health insurance by your employer in which case they determine what you are allowed to have because it is based on a company package that they purchased in whole. You are now the master of your own health insurance thanks to Obama Care


What happens when you get a divorce from spose with health insurance can you remain on spose's policy?

Generally no. Depedents have a specific definition of who can be covered. Ex spouses are not normally included.


Can an employer make you take health insurance if you already have insurance with your spouse?

If the company that you work for offers a health plan, but you need to pay for part of it. Then no, you do not have to sign up or pay for it. If your spouses plan is cheaper, which in most cases they are not, look into it. I find that companies that require their employees to share in the cost of their health care, do it anyways because it's cheaper than their spouses. One company I know has their employees pay 50% of the cost, but it's still cheaper than most spouses. Watch out if you smoke, you might be put it another bracket by yourself and other that smoke. THIS IS ILLEGAL.


Does Virginia Law allow spouses to have separate Insurance policies?

Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.


If a wife loses her health insurance can she force her husband to add her to his policy which covers spouses at no extra charge until she has her own again?

I think if a wife loses her health insurance, she should not have to force her husband to add her to his policy, the husband should have added her from the beginning, cost or no cost.


What insurance pays off a house in case of a spouses death?

Credit Life Insurance.


Do you have to be married to be on your spouses health insurance plan?

Several insurance companies now have "Domestic Partner" plans available. This includes coverage regardless of gender and/or marrital status. Check with the individual companies to see if they offer the coverage.


Does the birthday rule apply for spouses with the same insurance?

yes


Is there a grace period for coverage on health insurance when you switch carriers or lose your job?

I'm not quite sure of your question.


In a marriage is the husband legally responsible to have health insurance for his wife?

A husband is not legally responsible to have health insurance for his wife. Many employees opt not to have health insurance for themselves. Health insurance is a voluntary election and no law exists making it otherwise. However, do be aware that any medical-related debts incurred by one spouse are considered "common" debts, and as such, the other spouse is legally required to pay for them. In the event of a divorce, said debts would be even divided between the spouses, even if only one spouse incurred them.