Get in touch with a local collection agency and ask to speak to someone in sales. They will either help you or know another agency that can service your debt.
You can also post them on http://www.clientcritic.com for other business owners to see. The site is used to help business owners collect on their bills by leveraging the value of posting them in front of other business owners. Check it out! It is free!
Nothing. They will eventually turn all the debt over to collections. Collections agencies will not be able to find you outside the USA.
Not if you are making your payments.
Promises don't matter. Until the money is in their hands, the debt is unpaid and they can turn you over to Collections. With today's economy as it is, people are being sent to Collections for accounts just a day or two overdue.
http://www.bcsalliance.com/y_debt_sol.html
If you know the lender, you can call them and report it. Do not just call the customer service number. Contact someone in Collections, specifically speak to a supervisor. Before you give up the location of the vehicle, ask about a finder's fee. It is not uncommon that repossession companies and lenders pay a fee to those who disclose the location of a hidden vehicle.
yes
The sooner you turn an unpaid debt over to collections, the better the chance of recovery. I would not suggest any debt over 3 years old. If it is a credit reporting agency, the debt will remain on the debtors credit report 7 years from the dilinqent date.
At any time, unless indicated in your credit agreement or contract a limiting term. Genreally most effective receivable management departments will submit the account into collections between 90-120 days past due. Lack of communications being the accelerator, since when they do no have contact with the account holder they move the process faster into more serious collections.
You pay for electricity on time of use. As long as the light is on you are paying for it. Shut it off and you are not paying because you are not consuming any energy.
no
Contact customer service.
a lender