Answer:
Hardship Letters are written when you are going through financial problems.You write this letter to the broker, bank,or financial institution asking for loan.That means this letter is very official kind of letter.So be very careful while writing it.
Be formal in words.Be specific in what exactly your problem is.If you are writing hardship letter asking for permission to pay the college fees or medical bill in installments,then specify the reason why you want so.Also tell when will you be manage to pay all the money.
You can ask solution to your financial problems in the form of request to grant mortgage loan,debt consolidation loan,etc.
Be polite and show patience.
Thank you,All the best.