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How do you write a letter to a bank requesting a clearing loan?
Wiki User
∙ 13y ago
Here's an example
Dear Loan Officer,
I am writing to request for a personal loan of $5000 from your bank. I need the loan to help pay for improvements to my property which is currently under a mortgage.
I have carefully considered my options and have decided to apply for an unsecured loan because I do not want to link the debt to my mortgage. Also, according to my calculations, I will be able to pay off the loan faster as I plan to take it out over a shorter period of 5 years.
I am currently employed as an administrator at King Log Company limited where I have been working for the past 25 years. Feel free to contact the company and verify that I work there on a full-time basis. You can contact the personnel department at telephone number 0000-215-258 or write to them at Johnson Street, New York City, 10101.
I have also checked my credit report with both Experian and Equifax and the report is clean with no major problems.
I have included copies of bank statements for the previous 3 months as well as an income and expenditure breakdown which shows how much I have left over each month. I plan to use some of this money for making the monthly loan payments.
I will be very grateful if you could consider me for a loan of $5000 over a period of five years. I am prepared to call at any of your branches to discuss the loan details. You can contact me on telephone 0000-000-000 to arrange an interview if required.
I look forward to hearing from you soon.
Yours Sincerely
Wiki User
∙ 13y ago
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