How does State Farm calculate pain and suffering amounts?

Answer:
State Farm, like most insurance companies, uses a computer to assist in placing an amount of money damages on personal injury accident claims.
Colossus is a computer program that values personal injury claims for at least half of
the insurance claims in the U.S.
By using Colossus, insurance companies will try to decrease the value of your claim, and will not take into consideration the X-factors: stress, pain, inconvenience, loss of enjoyment of life,...........
First answer by ID1167684633. Last edit by ID1167684633. Question popularity: 1 [recommend question].