How does liability insurance work when the driver has an accident and kills a passenger due to drunk driving?

Barring any policy exclusions to the contrary, the driver would be held responsible (assuming they were at fault for the accident), and their Bodily Injury Coverage, (and perhaps medpay and pip, and some others) would cover this sensless death, up to the policy limit. More accident/loss details and I could perhaps assist you more.

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First answer by Mama lori. Last edit by Mama lori. Contributor trust: 295 [recommend contributor]. Question popularity: 36 [recommend question]

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