To access online banking accounts, people can log on to their bank's website and sign in with their information. Many banks also now offer applications that can be used from a mobile phone to access your accounts.
Having an online banking account all depends on your bank. Banks such as PNC, Wachovia, and TD have online banking options. Once you have an account with a bank that offers online banking, it usually...
It appears that with the usual information one would have to provide to a bank, that anyone would be able to sign up for an account with Firstmerit. I have personally never heard of them however.