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Can you have more than 1 dental insurance plans i have a dental insurance but i need a lot of work done and after they pay i still have large amount to pay?
You will not find much benefit in purchasing more dental coverage as they will only coordinate the benefits anyway. You best bet is to work out a payment plan with the dentist for the remainder due. Dental coverage is purchased only when people need it or are going to need it especially when someone buys an individual policy. For this reason there are limits the first year or two and caps for what the policy will pay per year.
Does your insurance pay for braces if you have a root canal or can you even get braces with a root canal?
Yes, you can get braces if you have a root canal. And I wouldn't think it would make a difference to an insurance company either. Not sure if your question is about costs. Two major procedures like a root canal and braces would probably exhaust annual maximums of most dental insurances. You would be well advised to get a supplemental plan for major dental work like root canal. addendum: there is usually a lifetime max for orthodontics, separate from root canals etc. ask your insurance company about your coverage. but braces will work on a root canal treated tooth.
Where can you find a dental school for dental work in Arkansas?
There is not a dental school in Arkansas where you can get restorative work done. The closest one is in Memphis. There are two dental hygiene schools where you can get your teeth cleaned, one at UAMS in Little Rock and one at Fort Smith.
Can you combine two dental insurance?
You can, but that doesn't mean double the coverage... A better question is Which plans can you combine to get the best care & be sure there are no waiting periods too!
My husband has dental insurance through his work and so do I but who is primary?
That depends on how the policies are written. Some policies state that when there are two dental insurances, the employee is primary and the dependent is secondary. Other policies state that the person whose birthday falls first in the year is primary. Your best option is to either discuss this issue with your Human Resources department at work or discuss it with the individual who handles insurance claims at your dentist's office. ***Birthday rule only applies to covered children of a married or cohabiting couple. If the parents live in separate households, custody rule or divorce decrees override the birthday rule. The policyholder will be the primary carrier if both policies are full-time employment policies. If one of the policies is retirement coverage, the retirement coverage would be secondary. In your case, your insurance is primary for you and your husband's insurance is primary for him.
Who offers the best supplemental dental insurance for my family?
Aetna and Humana are two trusted names in insurance that offer supplemental dental plans. These plans can start at under $10 a month and they augment the coverage your employer may offer. Humana dental offers great deals on dental insurance for the family. You can also find a list of other companies such as Delta Dental by visiting www.dentalinsurance.com.
Can you have three health insurances?
With medicare can I have two supplement health insurance
Is health insurance also considered dental insurance?
In the private benefits market, 97% of all dental benefits are provided under separate policies of coverage by carriers that specialize in dental benefits. Why? Dental has a separate set of procedure codes for billing treatment and dentists typically practice in a solo or small practice setting focused on dentistry. And dental disease is limited to two main categories--tooth decay (caries) and gum disease (periodontal disease). As a result, it takes focused knowledge, IT systems and outreach to dental offices to develop and administer dental benefits. If a medical plan includes any dental benefits in a health policy, those benefits are usually very limited, i.e. a small reimbursement for a dental office visit and perhaps for filling of cavities. Dental policies typically have broader coverage.
Are there any complaints on Physicians Mutual Dental Insurance?
The coverage that is provided by them is not worth the cost and the aggravation in the long run. It takes them forever to pay a claim and when they do pay it such a meager amount that if a person saved their money that is paid for their so called coverage the cost would be the same or maybe less depending on the dental work done. Another fault with their "coverage" is that if you have anything done while paying the premium payments and have the claim filed by the dental office during this period, and you want to cancel approx. two months later, their affiliate ameritas group will deny payment claiming that the policy was canceled and claim was paid after cancelling. This is due to their shoddy and foot dragging in making claim payments to the provider in a timely manner. You are then told to return the payment in full, which is typical of deliberate slowness in claim payment by insurance company, because when the dental work was done you were covered and up to date.
How is a theft of a vehicle work when there are two insurance policies?
The policy with the broadest scope of coverage is primary. The other policy with less coverage would be considered secondary and does not invoke until or unless the coverage from the primary policy is exhausted.
Who is primary if patient is the member of two insurances?
person with first date of birth
What is the suffix for one who does dental work?
The last two letters, al, are the suffix. It's like chemical, electrical, and logical.
