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How does the state of Florida know if you have auto insurance or not?
Wiki User
∙ 12y ago
The DMV and every police agency who can run your license will have an up-to-date record of whether you carry insurance and who you carrier is. You can play the odds of not getting pulled over or involved in an accident, but sooner or later one of the two happen to most people.
Also, if you're involved in a crash and found to be At Fault, not only will you incur the citations, but the other party can sue you for damages and court costs. Get insurance.
AnswerHi, so there isn't an agency that will check on you? Only when you register or get pulled over? I read that once registered, you will have to show proof of insurance, but say you register with DMV and then cancel insurance, will they know? Do you have any links that can let me know the exact laws and how the state checks up on you?Thanx Follow-up AnswerFlorida insurance agencies are required by law to notify the Florida Department of Motor Vehicles any time an insurance policy on a vehicle is cancelled or terminated. The DMV will attempt to notify the driver in order to have the driver resubmit proof of insurance. It the driver cannot be reached, he/she's driver's license will be suspended automatically. You cannot even register a motor vehicle in the state of Florida without proof of insurance. Motorcycles are exempt from this rule, however.Wiki User
∙ 12y ago
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Know Your State Auto Insurance Law When Shopping?
When you shop for car insurance, know about your state's auto insurance laws. Find out whether your state operates on a no-fault or tort system, which will determine how your claims progress and are processed and whether things like liability coverage will be used in a standard claim. You should also find out about your state's minimum requirements for car insurance. Knowing the law is important, because you can get a better handle on what you need to buy and why your insurance rate is priced where it is after reading about the factors that affect auto insurance in your state.
Would you know where I can find an auto insurance rating system for the Florida area?
you can call and they will give u free quotes
What is a sr26?
If you carry an SR22 (proof of financial responsibility) on your auto insurance policy, the SR26 is notification sent by your insurance company to the state to let the state know your insurance policy has canceled.
What are the laws on auto insurance in RI?
Carrying basic auto insurance is mandatory in RI. Checking the state motor vehicle registration office or website will help you know what options you have. It would also be beneficial to consult a local insurance agent.
Are car dealers allowed to sell auto insurance?
I don't know about every state but in Georgia auto dealers are no allowed to sell auto insurance. They used to be allowed to sell insurance but that was stopped back in the early 1990's. I'm not sure if this was a state regulation or a national law but I do know that banks and auto dealers were stopped. Banks have been allowed to start back selling insurance under certain circumstances and in larger cities but I'm not sure exactly the city size requirement.
Can you drive legally without auto insurance?
This is a state law. In Illinois and Texas I know for sure the answer is no. If you're caught, your license will be suspended. What state are you interested in?
What should you know about usaa auto insurance?
My experience with them they are overpriced. I found cheaper rates and better coverage with State Farm
What should I know about hawaii auto insurance before I buy some?
Hawaii auto insurance is no different than any other state. You should always compare quotes from various companies.
Is it legal to reside in one state and register and insure an auto in another state to get cheaper rates?
No. Your insurance carrier needs to know where you are driving the vehicle most. It is called insurance fraud to live in one state, but have coverage somewhere else. Now if your insurance company is located in another state, but they know where you are and have your address updated, then it is okay.
How do i find out exactly what my auto insurance covers with my policy number?
Talk with your auto insurance agent if you don't know how to read your insurance policy.
Do you know what insurance company offers group auto insurance for a fleet of cars in Orlando, FL?
There are numerous companies that offer fleeting insurance in Florida and around the Orlando area. You can try Halbrehder Family Agency or Farmer Brown insurance for free quotes.
What are some good companies that sell Florida renters insurance?
I know that Nationwide Insurance has offices for coverage in every state. You could also check with Progressive insurance, they offer policies for everything.
