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They use them as another version of the event. If they investigate the claim properly they will talk to the driver of each vehicle and any witnesses. Then they will look at what the police officer put in their report and take into consideration any violations that were issued by the police. Lastly the insurance company decides whether to accept liability or not for the damage.
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How can you see free car history?
There are many companies out there that will review accident reports and insurance claims for Vehicle Identification Numbers (VIN's). You need to make sure to choose a reputable company that looks through all available records to obtain information on used cars. For example, accident reports, insurance reports, and other car databases are all helpful.
Who determines fault in auto accident?
Insurance companies determine fault by looking at police reports, taking statements from the parties involved and witnesses, and looking at the vehicles.
How are accident reports usually filed?
Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.
Can you report an accident or claim after your insurance is cancelled even though you were insured at the time of accident?
Yes.. but make sure you have good documentation with dates on the accident reports.
How do insurance companies find out about speeding tickets?
Insurance companies request an MVR or Motor vehicle record from the state in which you live. This reports your previous violations to the company.
What companies offer free vehicle history reports for download?
A few companies offer vehicle history reports for a fee. These reports are supposed to tell the buyer whether or not the vehicle has been serviced for an accident. The reports have been found to be inaccurate. These reports are only available through a purchase and are never free.
How long do you have after a car accident to report and file a claim with the at fault's persons insurance company with no police repo?
Don't understand the part of the question about the "police repo," however, contact the at-fault party's insurance company ASAP - and if you have insurance coverage, contact YOUR insurance company as well. Both companies will want to begin investigations, take pictures of the vehicles, get copies of police reports and medical reports (if any injury), etc, etc.
Will insurance pay if you do not have a police report?
Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.
Does Aon Insurance offer discounts and are they reliable?
I dont know much about Aon insurance from news reports they are a reliable insurance company. They do offer discount to other insurance companies,bankers and brokers.
What companies sell car colission reports to consumers and insurance companies?
There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.
Where can one find information on top rated insurance companies?
Insurance companies need to be properly vetted by the consumer and the best place to find info on the top rated ones, for starters, in definitely Consumer Reports.
What happens if you don't contact the police after an accident Can you still file an insurance claim?
Most insurance claims do not require police reports. Some states require it for hit and run claims.
