How far over your limit will the credit card company let you go?

Answer

Because the credit card industry is a big business, most of their money is made off of credit card fees.

Any given credit card will allow a customer to go over the limit just to ensure that a 'over the limit' fee is charged. This 'over the limit' can lead to a higher annual percentage rate and late fees.

If you are any where near your limit, refrain from any new charges that could put you over the limit. Include any 'blocked' amounts in the balance.

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You was wondering how far can you go over your credit limit on your credit card if you have one?  If you had a credit limit of 3000 and you put down 1500 how would that help your credit?