That should have been noted in the release forms that all insurance companies require an injured person to sign. If it was not noted then it will be at their discretion. The injured person has the option to dispute any decision through proscribed legal venues.
The long term insurance coverer for you does The long term insurance coverer for you does
I presume your asking about Medical/Health Insurance? If you are out of work for a work-related injury [ie. you're on work comp] your company can terminate your medical/health insurance. I don't think it applies to short-term or long-term disability as those are health/medical benefits to begin with.
life insurance
Varies by state to state. Usually its a 1 year period. Contact an injury attorney near you.
Insurance polices and carriers differ. A person would need to contact their insurance company to see how long they have to file a claim. In Oregon, a person has up to 10 years to file a personal injury lawsuit in court for a car accident.
So long as your employer pays you the WC benefit, no lawsuit against them is possible. Courts insist that WC is the "exclusive remedy" for your injury. You can sue a third party who contributed to your damages, but never the employer.
Depends on what insurance company it is.
As long as the policy was in effect at the time the accident occurred then coverage will be afforded and damages will be paid.
Depends on your insurance company's policy.
Don't understand the part of the question about the "police repo," however, contact the at-fault party's insurance company ASAP - and if you have insurance coverage, contact YOUR insurance company as well. Both companies will want to begin investigations, take pictures of the vehicles, get copies of police reports and medical reports (if any injury), etc, etc.
No. You will only get "insurance" from an insurance company.
They aint going to....They try to scare you with that, as long as they have there property there good!!