How long can you insure your child on your auto insurance policy?

Keep the Kid on your policy for now

I am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together.

One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independant household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.

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First answer by ID1185775079. Last edit by ID1185775079. Question popularity: 16 [recommend question]


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