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How long do unpaid medical bills stay on your credit report?

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7 years.

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Medical bills do not ordinarily show on a credit report. IF a medical related debt is defaulted and turned over to collections, the collection account may show for 7 years from the month/year service was received. This time period is established by the Fair Credit Reporting Act.

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Seven years from the time you received the medical treatment.

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Medical bills stay on your credit report for 7 years from the "last date of activity".

First answer by Macky. Last edit by Macky. Contributor trust: 5186 [recommend contributor recommended]. Question popularity: 147 [recommend question].