How long do you have after a car accident to report and file a claim with the at fault's persons insurance company with no police report?

Filing A Claim

With any claim, you will want to report the incident ASAP. When I've had incidents, I've always done it same day. Anyhow, your specific policy will let you know how long you have. and it's usually 30 to 60 days depending on the carrier. At any rate, you will want to contact your own insurance first and they should then contact the at-fault's carrier, unless you lack insurance which is competely dumb in the first place. The reason you will want to report ASAP is because most insurance companies require that you "keep the car from further incidents and damage" until the claim is settled and/or filed. The reason for this is to prevent fraud.

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First answer by Mothra820. Last edit by Mothra820. Contributor trust: 295 [recommend contributor]. Question popularity: 16 [recommend question]

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