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Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.
Yes you can. On the rental contract there is a box you can check that states you want to use your own coverage. Some rental places won't point this out to you because they can charge you more to use their insurance, but you not required to take what they offer and can use your own. OPCF 27 covers rental car insurance.. as long as you have that and physuical damage coverage on your policy then your covered.
Find out first if your own insurance will cover you in the rental care. If so, you don't need rental insurance. Also, it is wise to take the time to choose the type of rental insurance you want should you decide to purchase it. Here is some good reading information on that: http://www.foxbusiness.com/personal-finance/2011/06/22/rental-car-insurance-is-it-worth-price/
If you agreed to take out a certain kind of insurance in your rental agreement, then you must purchase such insurance. However, this requirement must be specifically stated in your rental agreement; otherwise, it cannot be enforced.
To get your car rental excess insurance for free the following steps need to be taken. Take out car hire excess reimbursement insurance and make a claim on it.
The insurance company will take care of your damage,
most insurance companies do not offer or you must pay extra money for coverage on the larger box trucks. This is why the rental companies offer the coverage. It is easier and usually less money inthe long run. Most likely the rental company will bill your son for the damages.
Yes, but they will try to sell you insurance for the rental. You should take it, if offered.
Take the driver to small claims court for the cost of the rental.
Yes, you can get a limo or hummer. Yes, you also must apply for rental car insurance. I think you want it for some personal purpose. I would prefer to take a limo.
no you have to take a car with a registration and insurance card under the same name