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How long will car accident affect insurance rates in NJ?

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it all depends on your past record, your ins company, and how severe the damage. state farm and a few others have accident forgiveness. low end companies will jack your rates if you report a claim against other drivers that hit you just because you are making them work.

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First answer by Glenwill. Last edit by Glenwill. Contributor trust: 2 [recommend contributor]. Question popularity: 1 [recommend question]

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How long after an accident will rates go down?