NY wage garnishment is: First $127.50 weekly disposable income is 100% exempt. 90% of the amount over that is exempt. Example: Weekly pay after deductions.$500-$127.50=$372x90%= $37.25. The garnisher would be entitled to $37.25 weekly. However, a person's wages can only be garnished by due process, the creditor filing and winning a lawsuit. Filing for a writ of judgment, executing the judgment for garnishment of wages.
The question relates to a single creditor. If there are 9 credit card companies, does this mean that between them, they can take the entire 90% of your income?
I don't know for the rest of NY, but in Suffolk County, only one garnishment is allowed to be executed at a time.Yes. A creditor can sue for a debt and if they get a judgment they can use the judgment to garnish the debtor's wages.
becuse was the wages
A creditor can garnish wages or attach assets if they have obtained a judgment against the debtor.
No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.
Yes, with a valid judgment any creditor can garnish wages in the majority of U.S. states.
NO. In S.C. they can not garnish your wages if you have a judgement of a lien. It will go on your credit report, but no garnishments.
Sure.
They can levy bank accounts in most cases, they cannot garnish wages.
Yes, a creditor can garnish wages even if a levy was lifted on the account. This would require a judgment and the court documents.
The court can if you owe child support and aren't paying it.
Yes he can, but only with a court order.
If the creditor is a government agency, then yes. If the creditor has not won a court settlement to garnish your wages, then no.