If the person is not authorised to use the company credit card, anything they spend is fraud - no matter how much or how little the amount !
If a person has a credit score of 720 or above, they are considered to have excellent credit. The average credit score in the United States is 720.
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
Experian is a credit reporting and credit scoring company. You can get your credit score and report as well as monitoring, credit file disclosure, and identity theft protection.
Phone the person's card company - tell them you'd like to make a payment - then follow their instructions.
Bank's Insurance company
If a person has a credit score of 720 or above, they are considered to have excellent credit. The average credit score in the United States is 720.
A credit spread is when a person purchases some interest in a company and gets a discount on buying more of the same stock. A credit spread is used mostly when the stock is in a troubled company.
The purpose of a credit report check is to check how a person manages their credit obligations and if they have any history of not paying. If one has bad history then it is more of a risk for a company to give that person credit.
There are many prepaid credit cards that a person is able to buy without credit checks. But if a person wished to buy a "normal" credit card such as VISA there is a company called Credit Federal that requires no credit checks to purchase a credit card.
Experian is a credit reporting and credit scoring company. You can get your credit score and report as well as monitoring, credit file disclosure, and identity theft protection.
Phone the person's card company - tell them you'd like to make a payment - then follow their instructions.
A credit card company can sue someone for defaulting on debt. When they do this, they can be awarded a judgment. If the debtor has assets, such as a car or checking account, then they can be awarded those things. For property, usually the items are auctioned so that the collection agency (credit card company) can get the cash. If the person is deceased, you may be able to transfer ownership of the car before the credit card company tries to take it. Unless you are listed on the debt as a joint account owner, you are not liable for it. the FDCPA spells out your rights in terms of debt collection.
No, beacuse that is will be using the person's credit card without their permission. That is considered credit card fraud.
A misconception is that if a person views his or her credit score, it may go down. That is not true. The reality is, the score can be affected if other company make excessive requests for a person's credit information.
Usually no--the lender goes by the lowest credit rather then the higher. So----if you are applying and your credit is better and you can apply alone--DO IT! Then work on the other person's credit to improve it for the next time.
Credit limit is determined by the information given to the company during their application. The person's income and credit score play a big part in the limit.