As of 8/2011 a health policy for a family of 4 in the U.S. costs between $5,000 and $6,000 per quarter. That's $2,000 per month. That is equivalent to a home mortgage payment on a $200,000.00 home.
That is a figure based on a HIGH deductible. If you want a low deductible plan on spending significantly more per month on the policy. Being a HIGH deductible, you pay 100% of your medical bills till you hit your individual deductible (per individual covered, not accumulative as a family) Then they will pay 80% of the bills THEY DECIDE are acceptable to pay.
It's a ripoff! don't do it. Make payments until this problem is resolved (nowhere close to that occurring)
5429 is the cost for the individual . 15073 is for the family. Also there is insurance for unemployment which the cobra insurance pays.
Ari Cowan has written: 'Managing COBRA' -- subject(s): Continuation coverage, Health Insurance, Insurance, Health, Law and legislation 'The executive's guide to Health benefits cost management' -- subject(s): Cost control, Employee fringe benefits, Employees, Health Insurance, Insurance, Health, Medical care
There are lots of places online where someone can find information on low cost family health insurance. Some of these places are State Farm and Kids Health.
The average cost of family medical insurance in the United States is about $1000 per month. Most other countries do not need private health insurance because the have health care from their governments.
The average cost for health insurance is $456 for an individual and $1,152 for a family per month. However, costs vary among the wide selection of health plans. Understanding the relationship between health coverage and cost can help you choose the right health insurance cost for you.
COBRA insurance is a guarantee that your health insurance is portable when you leave the job. It is now private insurance where you are paying for it. The cost is probably higher than the employer provided insurance so you would want to look at the 2 carefully and determine which would be most economical. It does not make sense to pay for two policies. If your new job pays for (some of) the insurance dump your COBRA.
Health insurance coverage for every member of your family is very important. You may find that family plans are more cost effective than individual plans.
If you or a family member is enrolled in the military you receive health insurance at no additional cost. Other insurances such a car insurance are available for a cost.
That would depend on each individual insurance company. COBRA is often available but very cost prohibitive. Contact your insurance provider for more information.
There is free/low cost care such as medicaid and community health centers. This is too broad a topic to cover private insurance as it would depend on age and situation. There is also affordable care act, Medicare, and COBRA to keep insurance even after a job.
What is COBRA? Federal law requires many employers to offer continuation health insurance coverage to laid-off workers for 18-36 months. Up until recently, COBRA premiums were subsidized up to 65%. Once again, employees must pay the full cost plus an administrative fee.
The montly cost varies according to the type of health care coverage you opt to buy. If you have group insurance the cost is lower but is still based on what the plan covers and does not cover. There are reasonbly priced health insurance plans available. You should contact an independent insurance agent to get specific information based on your family's need.