Answer:
It is very difficult to get a bank loan if you are unemployed. A bank is going to want you to have a way to pay back the money you borrow so they are going to be very wary of lending money to someone without a steady source of income. If you have no money coming and are in need a loan a good place to turn to would be a pawn shop. You can trade your items for a short time and when you have money coming in you can buy them back again.