A typical renter's insurance policy can be expected to be between $100 and $200 per year.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
Renters insurance rates usually depend on several factors. Location of where the apartment/house is. Example: Do you live in the basement or bottom floor or upstairs? How much is the estimated worth of the items in your home? The list can go on and on. But to help you find rates here are a few good places to get free quotes from. www.statefarm.com www.wellsfargo.com www.geico.com Also, you can contact your local insurance companies they can help give you quotes for your area etc. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
There are too many variables to provide an answer here. The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate.
Depending on coverage, you are looking at $250 or less. Rates will vary depending on your specific neighborhood and the amount of personal property coverage you purchase and what liability limits you choose. Most people go up to $15,000 minimum for replacement cost coverage and choose $300,000 in liability. If you have more electronics, expensive furniture or other costly items to replace you should consider increasing your personal property coverage. Additionally, many renters can save up to 5% if they combine their renters policy with their auto insurance provider. For free comparisons from several renters insurance providers get multiple quotes from licensed companies that do business throughout NY. See related links for more information
No, renters insurance will not cover personal property or loss of use for an infestation of any kind(termites, bed bugs. etc...). You may check with the landlord policy to see if there is any kind of reimbursement through their insurance. However liability may be covered as shown in this example: We're going to pretend that your neighbors 10 year old daughter came over for a sleepover with your 10 year old daughter. We're going to also pretend that during the night your neighbor's child was bitten by the bugs so badly that it caused her face and neck to swell. The next day your neighbor is understandably furious, and holds you responsible for their child's medical expenses. You are automatically covered under the "Medical Payments to Others" coverage. If the child misses two months of school, the parents may want to hire a tutor. Your neighbor may also find it necessary to stay home with their child. In that case, they will probably sue you for lost wages and the cost of home schooling their child. This would be covered under the "Personal/Family Liability" coverage.
In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!
For less than a dollar a day, a State Farm renters insurance policy will cover all of your property at its full replacement cost. Protect your possessions with State Farm renters insurance, and you could end up saving thousands. http://www.statefarm.com/insurance/renters/renters.asp
they start from $10-$30
The price of a renters insurance depends on various factors, like how much the seller wants for it and where the insurance is bought from. The average price lies around $110 a year, but this can increase up to $200 a year.
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
Renters Insurance in California is surprisingly affordable. About $15.00 per month can get you contents coverage for your personal belongings, loss of use for your additional living expenses, and liability in case of injury. Check out the brochure on the following link for more details
It is pretty much the standard now, when you get homeowners or renters insurance. The agent will ask if you have pets, what those pets are, if they are dogs what kind of dogs they are. There are some types of dogs that wont be covered.
The national average renters insurance cost for a policy with recommended coverage levels of $40,000 for personal property, a $1,000 deductible and $100,000 of liability protection is $197, or about $17 a month, according to an Insurance.com rate analysis. But that's just one set of coverage limits.
Liability
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
Renter's insurance is fairly inexpensive. Prices will vary due to your area, distance from a fire hydrant and/or department, number of units, etc. If you have auto insurance, the company with your policy should have renters insurance available. Bundling the two policies would make it cheaper.
That's up to Kmart. They can carry as much or as little coverage as they choose. There is no law that requires them to carry liability insurance at all.