You can call your credit card company and have a PIN assigned to your credit card, so you can use it to get cash at ATMs. Mind you, this money is considered a cash advance and the fees and interest...
Yes, they can raid the bank and then get the money :) hehehehe only joking don't try that, you might be able to get money out if your desperate by asking a manager and telling the code on your card...
Yes. However, this is considered a cash advance and you can be charged in excess of 30% interest on the amount withdrawn. Its best to avoid this if possible.