You will have to include utilities and rent when budgeting for an apartment. This includes water, gas, trash, light, and if applicable cable or internet.
That all depends on how involved they are, what type of work they do (weddings, photojournalisim, stock photography, portaits, microstock). yes it does but if you dont know think of what you love...
There are a lot of factors you need to consider when budgeting for monthly expenses for retirement. Where are you going to live? Are there any taxes on your retirement income? Are there any property...