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Your only reliable answer will come from a pawn shop.

You may be able to achieve a higher loan amount if you know more about the ring. The particulars of the diamond -- it's cut, colour, and clarity in addition to its carat weight, plus the metal in which it is set and its purity, will all improve your barter position.

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Q: How much will a pawn shop pay for a 1 carat diamond ring?
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