How much will dental insurance pay toward braces?

Answer

You need to check with your dental insurance carrier because different companies pay different amounts. Most will pay 50% of the total per child up to a maximum of $1500-$3000, depending on the insurance company and plan. So if you have a down-payment at the orthodontist, they will split up the rest of the contract into monthly payments, giving you a discount for paying up front or paying a larger down-payment. A typical plan of treatment will cost you about $125-$150 out of pocket per month for the length of the treatment.

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