Maybe not as much as you might think. A lot depends on your insurance companies rules. It may only result in an amount less than a $100 but could exceed $500 depending on the state you live in, the company you are insured with, and the car you drive. Drive careful from now on.
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
If the accident is proven to be your fault, the driver can still sue you for a minor fender bender.
If you reported the accident at the time, yes, usually.
You should call your insurance co. first. They will have the information you need. If you did not have insurance at the time of the accident or have changed insurance carriers since the accident consult an attorney.
You get a learners permit at age 16 and your license after 6 months of having a permit.
Yes you can file it several months after it has happened. However, it will be noted on the accident report that the event occurred several months ago and when you turn it in to your insurance company they will see that and probably deny your claim.
they should take it away from you and make you take the bus - loser. I'm 49 and never had an accident. learn some patience
In the state of Georgia, the state will reguire a 6-months prepaid policy along with a SR22A filing in order to get your license back. In the state of Georgia, you can't get insurance with a suspended drivers license cause your not legal to drive with a suspended license.
If the only insurance you have is on the totaled car, you will not be required to carry a policy on it anymore. However, it is never good to have lapses in the dates you are insured. I suggest having them to lower your insurance to the most basic your state allows and carry that until you get another car.
Of Course they check your motor vehicle report every 6 months!
5%
Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.